Mortgage Closing Costs: What They Are and How Much You’ll Pay

Mortgage Closing Costs: What They Are and How Much You’ll Pay

Mortgage Closing Costs: What They Are and How Much You’ll Pay It’s easy for homebuyers, especially first-time buyers, to focus on a home’s sticker price or down payment amount without considering “closing costs.” A vague term covering a collection of fees closing costs can be challenging to pin down, and yet they can add up…

10 Tips to Improve Your Credit Card Security and Privacy

10 Tips to Improve Your Credit Card Security and Privacy

These days, it seems like there’s always a new data leak in the news, leading hackers to swipe your financial details, including your credit card number. From fraud and identity theft to data breaches and surveillance capitalism, our financial information faces a multitude of threats, some of which we can mitigate and some of which we…

Everything you need to know about cash-out refinancing

Everything you need to know about cash-out refinancing

What was once your dream home now needs some major updates. You can’t take another day in that dirty, outdated kitchen full of old appliances that don’t work. But how can you afford a major renewal on top of the monthly payment? The mortgage payment and everything else? A cash-out refinance could be the answer. You pay off and replace…

Everything you need to know about personal loans in the USA

Everything you need to know about personal loans in the USA

Running out of money is a constant and looming worry for millions of Americans who live paycheck to paycheck. About 12 million people take out short-term unsecured loans, sometimes called “payday” loans, each year, according to the Federal Reserve Bank of St. Louis. And while these loans can help you survive until your next paycheck, they…